Details of payment information for PayLater Purchase can be found under the integration documentation for PayLater.
With Purchase by Direct Debit you merely show the BillPay logo along with a static text on your customer invoice. This text informs the customer that the direct debit is made by BillPay GmbH:
The total amount due will be debited in the upcoming days from the specified account through the BillPay GmbH.
With “Purchase on Account“ you show one of the bank details of BillPay rather than your own bank details on the customer’s invoice.
What bank details should be displayed depends on the following three factors:
- The country where you are based (all countries allowed)
- The country where the billing address of the end customer is located (GER / CH / AUT allowed)
- The currency of the order (EUR / CHF allowed)
The following table shows which bank details must be displayed at the end customer’s invoice:
* Means that this row of the table applies to all countries.
The payment information for the BillPay Purchase on Account must be shown on the invoice in accordance with the following figure:
If the reference is not taken from the API-response parameters, it must be produced according to the following scheme:
BP[Merchant’s order code was passed on to the API]/[Merchant-ID at BillPay]
(The merchant’s order code is 1234567 and ID for this merchant at BillPay is 333)
- If you are using one of our free Shop -Modules and create the invoice via the Backend of your shop system, the virtual account details are displayed along with the due date automatically on the invoice after receipt of the order.
- If you use a shop system without its own accounting module or enterprise resource planning, you can query all data belonging to an order (especially the virtual account number) at any time via the BillPay API. This option requires integration.
- If you implement the connection to the BillPay payment interface through a Payment Service Provider (PSP), you will find detailed information on the payment information in the description of the activation of your PSP.
- If these methods are not appropriate for you, you can manually transfer the virtual bank details and the due date from the Backend of your shop or from the BillPay Backoffice onto the customer’s invoice.
- If the combinations * / GER / EUR and * / CH / EUR and the takeover of the virtual account number do not play any role for you, you can use the bank details corresponding to your country, customer’s country and currency into your invoice template. The reference must then be generated according to the scheme described above. The due date is calculated using the following formula:
Due date = date of activation + 20 or 30 days
(new value depends on the contract with BillPay)
When customers use BillPay, we take care of all the risks, including default. Whether your customer pays or not, you will receive your money from BillPay at the payment deadline, if not before.
To ensure your customers have a smooth and easy-to-understand payment process, give them the invoice as usual, and include details of the payment method selected.